Life Insurance Is The Most
Powerful Tool to Transfer Generational Wealth to
Your Family.
Life Insurance Is The Most
Powerful Tool to Transfer Generational Wealth to
Your Family.
We Protect our Communities
Welcome to Legacy Builders Insurance Agency, where our mission is to protect and educate "La Familia," both yours and ours. Our founders understand the importance of caring for our loved ones.
Tired of seeing so many GoFundMe campaigns, car washes, and fundraisers to gather funds for deserving farewells, they realized there had to be a better way. That's when they discovered the power of life insurance, a solution to avoid the hardships and financial stress often associated with the loss of a family member.
We are dedicated to solving these problems in the community by providing financial education, security, and proper preparation for the future. Let us help you create a brighter and more secure tomorrow.
Don’t Watch this Video Unless You Want to Face the
Reality of Not Having Life Insurance
Still Figuring Out This Life Insurance Thing?
What is Life Insurance?
In simple terms, it's a tool used to create a TAX FREE transfer of generational wealth. Imagine if you could provide your children with $500,000 dollars TAX FREE to become debt free or start a business upon you passing. Here's the reality: We're all going to die. Wealthy people accept this as fact and immediately make plans to protect their legacy. Our culture waits until the last minute and end up being denied for insurance or can't afford it. Don't let that be you.
How Much Does Life Insurance Cost?
The cost of life insurance varies based on several factors, including your age, health, and the amount and type of coverage you need. A healthy 30-year-old might pay as little as $20 per month for a term life insurance policy, when an older, less healthy individual could pay several times that amount.
It is important to consider not only the cost of life insurance, but also the level of protection it provides and your unique needs and circumstances. Our insurance experts can help you determine the most cost-effective options for your specific needs and provide a quote.
How Much Life Insurance Do I Need?
The amount of life insurance you need depends on several factors, including your income, debts, and the number of people you want to protect. A common rule of thumb is to purchase coverage equal to 10-12 times your annual income. However, this may not necessarily be the right amount for your specific situation.
It's important to consider your long-term financial goals and obligations, such as paying off a mortgage, funding a child's education, or providing ongoing financial support for your family. Our insurance experts can help you determine the right amount of coverage based on your needs and circumstances.
It's also important to regularly review your life insurance coverage and adjust it as your needs change over time. We can help you review your coverage and make changes as needed to ensure that you have the protection you need.
What is Life Insurance?
In simple terms, it's a tool used to create a TAX FREE transfer of generational wealth. Imagine if you could provide your children with $500,000 dollars TAX FREE to become debt free or start a business upon you passing. Here's the reality: We're all going to die. Wealthy people accept this as fact and immediately make plans to protect their legacy. Our culture waits until the last minute and end up being denied for insurance or can't afford it. Don't let that be you.
How Much Does Life Insurance Cost?
The cost of life insurance varies based on several factors, including your age, health, and the amount and type of coverage you need. A healthy 30-year-old might pay as little as $20 per month for a term life insurance policy, when an older, less healthy individual could pay several times that amount.
It is important to consider not only the cost of life insurance, but also the level of protection it provides and your unique needs and circumstances. Our insurance experts can help you determine the most cost-effective options for your specific needs and provide a quote.
How Much Life Insurance Do I Need?
The amount of life insurance you need depends on several factors, including your income, debts, and the number of people you want to protect. A common rule of thumb is to purchase coverage equal to 10-12 times your annual income. However, this may not necessarily be the right amount for your specific situation.
It's important to consider your long-term financial goals and obligations, such as paying off a mortgage, funding a child's education, or providing ongoing financial support for your family. Our insurance experts can help you determine the right amount of coverage based on your needs and circumstances.
It's also important to regularly review your life insurance coverage and adjust it as your needs change over time. We can help you review your coverage and make changes as needed to ensure that you have the protection you need.
Why Work With Our Agents
We have a team of licensed agents in 50 states who follow a three step formula:
We educate you on the different types of policies available and how they work.
We run a needs analysis test which includes understanding your current & future financial goals, the amount of debt you’ve accumulated, family members you want to cover and etc to get an accurate policy amount so you aren’t underinsured.
We help you carve out a monthly budget and then look at the best possible solution that can fit your needs.